Important Disclaimer

Loan Disclaimer

Effective Date: 05 May 2026

Please read this Loan Disclaimer carefully before submitting a loan enquiry or sharing documents with Credvio.

1. Credvio is Not a Direct Lender

Credvio is a loan facilitation and credit advisory platform. Credvio does not lend money directly, does not issue loan sanctions, and does not decide final loan approval or disbursement.

2. Lender Decision is Final

All loan decisions are made by the concerned bank, NBFC, housing finance company or authorised lending institution based on its credit policy, risk assessment, documentation, bureau score, income profile, property/business evaluation and applicable regulations.

3. Indicative Eligibility Only

Any eligibility check, EMI estimate, loan-readiness score, AI-assisted review or preliminary assessment shown by Credvio is only indicative. It should not be treated as a loan approval, sanction letter or binding lender offer.

4. No Guaranteed Interest Rate or Disbursement

Interest rate, processing fee, loan amount, tenure, collateral requirement, insurance, legal/valuation charges, documentation and other terms may vary from lender to lender and from case to case.

5. Customer Documents

Customers should submit correct and genuine documents. Submission of false, fabricated, altered or misleading documents may result in rejection, reporting to the concerned lender, or legal consequences.

6. No Financial, Legal or Tax Advice

Information on this website is for general guidance and loan facilitation. It should not be treated as independent financial, investment, legal or tax advice. Customers should consult qualified professionals where required.

7. Credit Bureau and Repayment Responsibility

Customers are responsible for understanding repayment obligations before accepting any loan. Non-payment or delayed repayment can affect credit bureau records and may lead to lender recovery action as per applicable law and loan documents.

8. Third-Party Links and Partners

Credvio may coordinate with third-party lenders, DSAs, aggregators and service providers. Credvio is not responsible for independent decisions, policies, charges, delays, approvals or rejections by third parties.

9. Contact